Mansfield Begbie Associates Ltd T/A The Mortgage Shop UK Ltd



If you change your mortgage to a new lender – remortgaging – you may benefit from a better mortgage rate. Some lenders also offer to pay the legal costs and valuation fees associated with remortgaging.

The process for remortgaging your home can take around 4 to 12 weeks, as the new lender will want to make similar checks to when you bought your home originally. Your current lender may charge you exit fees when you leave your current mortgage, which may include an early repayment charge.

Protecting your home and family

If you’re remortaging or moving home, it’s a good time to review your existing insurance arrangements to make sure you have sufficient cover.